Terms of Service

The agreement between us

Last updated: December 2025

Accepting This Agreement

By using our website or services, you agree to follow these terms. If anything here does not work for you, please do not continue using our site. We want this relationship to feel fair and comfortable for everyone involved.

This agreement applies to all visitors, users, and anyone who accesses our services. Whether you browse our pages, request a quote, or become a policyholder, these terms shape how we work together.

What We Provide

HarrisInsure connects you with insurance options for your auto, home, health, life, Medicare, and travel needs. We explain your choices, help you compare coverage, and guide you through the process of protecting what matters most.

Our role is to inform and assist. While we work with insurance carriers to offer policies, the actual coverage comes from those carriers. We act as your guide through the insurance landscape, helping you find solutions that fit your situation.

Your Account Responsibilities

If you create an account with us, you become responsible for keeping your login details safe. Choose a strong password and do not share it with others. If you suspect someone accessed your account without permission, let us know immediately.

The information you provide should be accurate and current. If your address changes, your phone number updates, or other details shift, please update your account so we can serve you properly and keep your coverage aligned with your life.

Content and Ownership

Everything on this website, including text, images, logos, and design elements, belongs to HarrisInsure or our partners. You may view and use our site for personal, non-commercial purposes. Copying, distributing, or modifying our content without permission is not allowed.

If you share feedback, suggestions, or ideas with us, we may use them to improve our services without owing you anything in return. We appreciate your input and use it to make things better for everyone.

Payments and Billing

When you purchase a policy through us, payment terms depend on the insurance carrier and the specific coverage you choose. We will clearly explain any costs before you commit to anything. No hidden fees, no surprise charges.

If you set up recurring payments, make sure your payment method stays valid. Missed payments could affect your coverage, and we want to help you avoid gaps in protection. Reach out if you have billing questions.

Limits of Responsibility

We work hard to provide helpful and accurate information, but we cannot guarantee that everything is perfect at all times. Technology sometimes fails, information can become outdated, and unforeseen issues may arise. We do our best but ask for your understanding.

HarrisInsure is not liable for damages that may result from using our services, to the extent permitted by law. We are not responsible for the actions of third parties, including insurance carriers, once a policy is in place.

Changes to These Terms

We may update these terms from time to time. When we make changes, we will post the new version here with an updated date. Significant changes might warrant direct communication, but we encourage you to check back occasionally.

Continuing to use our services after changes means you accept the new terms. If you disagree with updates, the right path is to stop using our services and let us know your concerns.

Getting in Touch

Questions about these terms or anything else? We welcome your messages. Contact us at [email protected] or call +1 (515) 434-6897 during business hours. You can also visit us at 2323 Grand Ave Des Moines IA 50312.

We believe in clear communication. If something in these terms confuses you, ask us and we will explain it in plain language. Your understanding matters to us.